C11Countdown Five — outlined numerals

01 / 07
FIVE THINGS FIRST
BEFORE YOU
FALL IN LOVE
Five checks that outrank the kitchen backsplash.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

02 / 07
1
Check your monthly comfort number
What you qualify for and what feels safe are different numbers. Start with the second.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

03 / 07
2
Walk the block twice
Morning and evening. The street tells you what the listing won’t.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

04 / 07
3
Open every door and tap every faucet
Storage, water pressure, window seals — two minutes each.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

05 / 07
4
Read the HOA rules before the offer
Fences, rentals, paint colors — know the fine print early.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

06 / 07
5
Get pre-approved before the weekend
The good ones don’t wait for Monday.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

07 / 07
All five in one PDF.
Print it, stick it on the fridge, bring it to every showing.
DM 'FIVE' for the checklist
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Countdown series · giant outlined numeral per slide over full-bleed photos. 7 slides · 7 distinct backgrounds: Stock #542433129, #109440360, #303520138, #282919386, #422642192, #323528499, #444394114
C12A-to-E Glossary
JARGON, TRANSLATED
THE ABCs OF
YOUR LOAN FILE
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Amortization
How each payment splits between what you owe and what you own.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Contingency
Your built-in exit ramp if inspection or financing goes sideways.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
DTI
Debt-to-income: what goes out monthly vs. what comes in.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Escrow
The neutral wallet holding money until promises are kept.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Equity
The slice of the home that is actually yours — it grows.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Fluent in two minutes.
Save this and never nod along at a closing table again.
Full glossary — DM 'WORDS'
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Glossary series · frosted glass definition cards, dot progress. 7 slides · 7 distinct backgrounds: Stock #186182212, #392961527, #337115359, #437551517, #483998831, #213615483, #442383230
C13Room-by-Room Walkthrough

01 / 07
TOUR LIKE A PRO
WHAT TO CHECK,
ROOM BY ROOM
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
02 / 07
01Kitchen
Appliance ages, water pressure, cabinet smell — the honest room.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
03 / 07
02Living room
Light at the hour you’ll actually use it. Outlets where you need them.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
04 / 07
03Stairs & halls
Squeaks are charm; slopes are a conversation.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
05 / 07
04Bedrooms
Closet depth and window function — open every one.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
06 / 07
05Outside
Grading, gutters, roof line. The exterior pays the repair bills.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

07 / 07
Want company on the tour?
I’ll bring the questions; you bring the gut feeling.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Editorial cream pages, rounded photo per room — every slide a different space. 7 slides · 7 distinct backgrounds: Stock #470929861, #437551517, #1017042241, #444394114, #422642192, #442383230, #323528499
C14Do / Don’t Alternating
UNDER CONTRACT ETIQUETTE
DO THIS,
NOT THAT
The five habits that protect your closing date.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
RULE 1 OF 5
DO keep paying every bill on time
Your file gets re-checked right before closing. Keep it boring.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
RULE 2 OF 5
DON’T open new credit
The furniture can wait 30 days. The approval can’t bounce back.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
RULE 3 OF 5
DO answer document requests same-day
Speed on your side keeps underwriting on schedule.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
RULE 4 OF 5
DON’T move money around unexplained
Big transfers need paper trails. Ask before you shuffle.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
RULE 5 OF 5
DO ask before changing jobs
Sometimes fine, sometimes not — one call saves the deal.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Tape this to the fridge.
Thirty days of boring = keys on schedule.
Save + share with your co-buyer
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Do/Don’t series · navy band with coral rule; segmented progress bar. 7 slides · 7 distinct backgrounds: Stock #1017042241, #470929861, #228259707, #529473465, #301980800, #194874287, #440718296
C15Week-by-Week Plan

01 / 07
THE 5-WEEK RUNWAY
CONTRACT
TO KEYS
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

02 / 07
WEEK 1
Week 1 — Inspect everything
Inspection, disclosures, renegotiation if the bones demand it.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

03 / 07
WEEK 2
Week 2 — Appraisal ordered
The lender confirms the value story. You mostly wait.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

04 / 07
WEEK 3
Week 3 — Underwriting Q&A
Answer fast. Every same-day reply buys back a day.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

05 / 07
WEEK 4
Week 4 — Clear to close
The best email of the process. Schedule the signing.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

06 / 07
WEEK 5
Week 5 — Walkthrough + keys
Verify, sign, fund, celebrate.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

07 / 07
Your week 1 can start today.
One call sets the whole runway in motion.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Timeline series · colored spine rail, dimmed photo per week. 7 slides · 7 distinct backgrounds: Stock #282919386, #422642192, #323528499, #444394114, #542433129, #109440360, #303520138
C16Three Quotes, One Story
CLIENT STORY · SHARED WITH PERMISSION
"WE ALMOST
DIDN’T CALL."
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
"We assumed we’d be laughed out of the room."
Two years of rent receipts said otherwise.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
"The first call was just… math. Calm math."
No pitch. A number, a gap, a plan to close it.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
"Six months later we had a yard."
On time and as agreed.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
"The checklist made it feel doable."
One folder, one step at a time.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
"Ask sooner than we did."
Their words, not ours.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Your chapter one is a message away.
No pitch. Calm math.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Testimonial arc · quote-led slides over varied photos, consent on cover. 7 slides · 7 distinct backgrounds: Stock #437551517, #483998831, #213615483, #442383230, #186182212, #392961527, #337115359
C17ZIP Snapshot Grid

01 / 07
MARKET UPDATE · JULY 2026
FIVE ZIP CODES,
FIVE SPEEDS
Median days on market · Source: Realtor.com, July 2026
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

02 / 07
1
35758 — 28 days
Fastest in the county. Prepped buyers only.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

03 / 07
2
35801 — 34 days
Steady and competitive near downtown.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

04 / 07
3
35749 — 39 days
New construction is widening the menu.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

05 / 07
4
35811 — 45 days
Room to negotiate — inspect boldly.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

06 / 07
5
35763 — 52 days
The patient buyer’s playground.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

07 / 07
Your ZIP, pulled fresh.
Days, inventory, listings — I’ll run it the day you ask.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Data series · one ZIP per slide, sourced figures (days/inventory only, never rates). 7 slides · 7 distinct backgrounds: Stock #224070972, #514121999, #365558864, #144718558, #611131846, #410732393, #523527650
C18Questions That Impress
OPEN HOUSE AMMO
5 QUESTIONS THAT
IMPRESS AGENTS
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
"How many offers so far?"
Reads the room in one line.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
"Why are the sellers moving?"
Motivation shapes negotiation.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
"What stays with the house?"
Appliances, fixtures, the good curtains — get it in writing.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
"When was the roof last done?"
Big-ticket items first.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
"What would you fix first?"
Agents answer this one honestly surprisingly often.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Walk in prepared.
Save the list — ask all five this weekend.
DM 'ASK' for the printable
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Q&A series · glass cards, segmented progress. 7 slides · 7 distinct backgrounds: Stock #529473465, #301980800, #194874287, #440718296, #1017042241, #470929861, #228259707
C19Mistakes I Watch Happen

01 / 07
LEARN FROM STRANGERS
FIVE EXPENSIVE
MISTAKES
All avoidable. All common.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

02 / 07
Shopping before pre-approval
Falling for a house you can’t offer on is heartbreak with extra steps.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

03 / 07
Skipping the inspection to "win"
You might win the house and inherit its secrets.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

04 / 07
Maxing the approval
Qualify for the max, live at your comfort number.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

05 / 07
Draining savings to zero at closing
Week-two repairs don’t wait for payday.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

06 / 07
Not comparing loan options
Programs differ. One conversation maps them.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

07 / 07
Free mistake-proofing.
Twenty minutes, your situation, zero obligation.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Mistakes series · coral-tagged slides over varied full-bleeds. 7 slides · 7 distinct backgrounds: Stock #444394114, #542433129, #109440360, #303520138, #282919386, #422642192, #323528499
C20Green Flags / Red Flags
HOUSE HUNTING INSTINCTS
GREEN FLAGS
& RED FLAGS
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
FLAG 1 OF 5
GREEN · Fresh permits on file
Documented work is loved work.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
FLAG 2 OF 5
RED · "Sold as-is, no showings before offer"
Walk away or price the mystery in.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
FLAG 3 OF 5
GREEN · Boring, consistent maintenance
Gutters, filters, service stickers — quiet competence.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
FLAG 4 OF 5
RED · Fresh paint on ONE ceiling patch
Ask what the ceiling knows.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
FLAG 5 OF 5
GREEN · Neighbors who wave
You can’t inspect a street’s culture — but you can visit twice.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Trust the flags.
And bring someone who’s seen a thousand of them.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Alternating verdict bands — sage/coral keyed headings, photo varies each slide. 7 slides · 7 distinct backgrounds: Stock #442383230, #186182212, #392961527, #337115359, #437551517, #483998831, #213615483
C21Chapter Letters

01 / 07
A SHORT BOOK ABOUT MOVING
THE MOVE,
IN CHAPTERS
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

02 / 07
1
The decision
Rent math vs. own math — written down, side by side.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

03 / 07
2
The paperwork
One folder. I send the list; you fill the folder.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

04 / 07
3
The search
Shortlists beat scrolling. Two visits beat one.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

05 / 07
4
The wait
Underwriting is quiet, not stalled. I narrate it.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

06 / 07
5
The keys
The shortest chapter. The best one.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

07 / 07
Start chapter one.
Everyone’s book reads differently — yours starts with a call.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Chapter series · outlined numerals, varied full-bleeds. 7 slides · 7 distinct backgrounds: Stock #144718558, #611131846, #410732393, #523527650, #224070972, #514121999, #365558864
C22Caption Editorial Spreads

01 / 07
JULY ISSUE
HOMES WE
LOVED THIS MONTH
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
02 / 07
01The Spring Showcase
Wood, glass, and a terrace that earns its mortgage.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
03 / 07
02The Stone Entry
A first impression that does the negotiating for you.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
04 / 07
03The Autumn Porch
Wreath included (emotionally, not contractually).
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
05 / 07
04The Garden Path
Ten feet of flowers that added ten showings.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
06 / 07
05The Farmhouse
One acre of quiet, twenty minutes from everything.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

07 / 07
Want next month’s issue early?
The best ones move before the algorithm finds them.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Magazine spreads · cream pages, rounded photo per home, every slide a different property. 7 slides · 7 distinct backgrounds: Stock #483998831, #213615483, #529473465, #514121999, #611131846, #542433129, #365558864
C23Folder Checklist Categories
LOAN FILE PREP
ONE FOLDER,
FIVE POCKETS
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Income
Pay stubs (2), W-2s (2 years), or returns if self-employed.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Assets
Two months of statements for every account you’ll use.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Identity
Photo ID per borrower. Passport works too.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Housing history
Landlord contact or current mortgage statement.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
The weird stuff
Gift letters, name changes, gaps — flag them early, all solvable.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
The folder beats the scramble.
Full printable checklist, free, no strings.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Checklist series · glass pockets, segmented progress, varied desk/interior photos. 7 slides · 7 distinct backgrounds: Stock #303520138, #282919386, #422642192, #323528499, #444394114, #542433129, #109440360
C24Myths — Cream Strike Edition
STILL CIRCULATING IN 2026
MYTHS YOUR
GROUP CHAT BELIEVES
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
01"You need 20% down"
Low- and no-down options exist for those who qualify. Ask first.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
02"Renting is always cheaper"
Sometimes true monthly, rarely true over a decade. Run both.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
03"Pre-approval hurts your credit"
A brief, small dip — planning beats guessing.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
04"You need a perfect score"
Whole-picture reviews are the norm, not the exception.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
05"Spring is the only season"
Serious buyers close in every month with an R in it. And the rest.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Forward this to the group chat.
I’ll answer whatever comes back.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Myth series on cream — photo pages keep it bright; different image per myth. 7 slides · 7 distinct backgrounds: Stock #337115359, #437551517, #483998831, #213615483, #442383230, #186182212, #392961527
C25Jargon → Plain English

01 / 07
TRANSLATION SERVICE
WHAT YOUR LENDER
MEANS WHEN…
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

02 / 07
SAY 1 OF 5
"We need conditions cleared"
Translation: send the two documents on the list, today if possible.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

03 / 07
SAY 2 OF 5
"You’re in underwriting"
Translation: a careful human is reading your file. Quiet is normal.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

04 / 07
SAY 3 OF 5
"The appraisal came in"
Translation: the value story checks out (or we talk options).
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

05 / 07
SAY 4 OF 5
"You’re clear to close"
Translation: pack. Actually pack.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

06 / 07
SAY 5 OF 5
"Funding confirmed"
Translation: the keys are legally yours. Go get them.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

07 / 07
Never nod along again.
Ask me to translate anything — no question is too basic.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Translation series · banded slides, photo changes per phrase. 7 slides · 7 distinct backgrounds: Stock #523527650, #224070972, #514121999, #365558864, #144718558, #611131846, #410732393
C26Pros & Cons Ledger
HONEST LEDGER
NEW BUILD
VS. CHARACTER HOME
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
CASE 1
New build — the pros
Warranties, efficiency, blank slate. Everything works on day one.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
CASE 2
New build — the cons
Young trees, HOA rules, and the premium for "untouched."
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
CASE 3
Character home — the pros
Mature streets, real wood, negotiating room.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
CASE 4
Character home — the cons
Surprises live in old walls. Inspect thoroughly.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
CASE 5
The tiebreaker
Your timeline and tolerance for projects — not the listing photos.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Undecided is a fine place to start.
We can finance either. Let’s find your tiebreaker.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Ledger series · spine rail alternates the case being made; different home style per slide. 7 slides · 7 distinct backgrounds: Stock #228259707, #529473465, #301980800, #194874287, #440718296, #1017042241, #470929861
C27Feelings Timeline

01 / 07
EMOTIONALLY ACCURATE
HOW BUYING
ACTUALLY FEELS
A day-by-day of the feelings nobody posts about.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

02 / 07
Day 1 — Terrified optimism
"Can we even?" (Usually: yes, with a plan.)
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

03 / 07
Day 20 — Scroll fatigue
Every house looks the same at 11 PM. Shortlists cure this.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

04 / 07
Day 45 — The one
You’ll know. Your offer should be ready before you do.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

05 / 07
Day 60 — The quiet stretch
Underwriting silence is normal. I narrate it so you never wonder.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

06 / 07
Day 90 — Keys
Worth every weird feeling above.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

07 / 07
Feelings are part of the file.
I’ve seen them all. Bring yours.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Emotional-arc series · warm photos matched to each stage. 7 slides · 7 distinct backgrounds: Stock #323528499, #444394114, #542433129, #109440360, #303520138, #282919386, #422642192
C28Toolkit / Resources
FREE, ACTUALLY FREE
THE FIRST-TIMER
TOOLKIT
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
The comfort-number worksheet
Monthly math that starts from your life, not the max.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
The document folder checklist
Everything underwriting will ever ask, in one list.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
The open-house question card
Five questions that impress agents. Pocket-sized.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
The offer-day script
What we decide together before you sign anything.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
The moving-week countdown
Utilities, address changes, the essentials box.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
All five, one DM.
No email gauntlet. Just the files.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Resource series · glass tool cards, distinct photo per tool. 7 slides · 7 distinct backgrounds: Stock #213615483, #442383230, #186182212, #392961527, #337115359, #437551517, #483998831
C29FAQ Speedrun

01 / 07
ASKED WEEKLY, ANSWERED FAST
FIVE FAQs,
FIVE SLIDES
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

02 / 07
FAQ 1 OF 5
"How long does it take?"
Pre-approval: days. Contract to keys: typically 4–6 weeks.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

03 / 07
FAQ 2 OF 5
"What do I need saved?"
Less than you think, sometimes. Programs vary — ask.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

04 / 07
FAQ 3 OF 5
"Can I buy with student loans?"
People do it every day. It’s about the whole picture.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

05 / 07
FAQ 4 OF 5
"When should I start?"
Six months out is ideal. Today works too.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

06 / 07
FAQ 5 OF 5
"What does a call cost?"
Nothing. Ever.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org

07 / 07
Your question, next.
If five strangers ask it, it belongs in the series.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
FAQ series · quick banded answers, new photo each slide. 7 slides · 7 distinct backgrounds: Stock #365558864, #144718558, #611131846, #410732393, #523527650, #224070972, #514121999
C30Cinematic Letterbox Arc
A SHORT FILM ABOUT A HOUSE
SCENES FROM
A FIRST HOME
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Scene 1 — The drive-by
You slowed down. Twice. That’s how it starts.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Scene 2 — The front door
Some entrances negotiate for the seller. Notice anyway.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Scene 3 — The staircase
Where you pictured the holiday photos. We saw you.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Scene 4 — The window seat
The moment it stopped being "a house."
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Scene 5 — The evening test
String lights pass inspection. Every time.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Roll credits with keys.
Financing is the boring subplot. I keep it that way.
InterLinc Mortgage Services, LLC · Company NMLS #205696 · Branch Address, City, ST · Branch NMLS #000000 · LO Name, MLO NMLS ID #000000
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Equal Housing Lender. www.nmlsconsumeraccess.org
Cinematic arc · each slide a different scene/location, dot progress. 7 slides · 7 distinct backgrounds: Stock #542433129, #323528499, #301980800, #228259707, #442383230, #523527650, #392961527